C.A.I. Financial is now answering calls 24/7
Lowest interest rate in Canada

Lowest interest rate in Canada

Quick Approval .

Why Choose C.A.I. Financial?

C.A.I Financial is the only lending company in Canada if not the whole world that stopped collecting debt when the pandemic was announced in 2020 and continues until this day. Even the major banks started collecting debts shortly after.

New promotion, get approved for a loan with C.A.I Financial today and pay off your loan by the end of the first month and pay zero interest.

The first and only lending company in the world that allows the customer to fully negotiate rates and terms with each cities loan manager, contact your nearest branch to find out more.

Absolutely no hidden fees or ongoing headaches once your loan is paid off. Can’t make a payment no worries at all, we can credit your payments for a small interest. We respect all customers and understand their needs and won’t label you a bad guy or gal for bad credit.

Only hard lending title loan company that will not install a GPS in your car.

A GPS unit is an invasion of your privacy and should be banned in Canada. C.A.I Financial is working hard with lawmakers and lawyers to have this law in effect. GPS units are messing with cars’ electronics, you will pay high interest and then a repair bill once the GPS is removed.

We offer the lowest rates in Canada.

Poor credit, no credit, no problem credit cards coming soon.

Get Instantly Approved Today!


C.A.I Financial offers 1.2% on cheque cashing. We offer cheque cashing for the following cheque types:



C.A.I Financial has established excellent relationships with the top brokers across Canada. Get access to top lenders...


Vehicle Finance

Whether you’re looking for a brand new or pre-owned vehicle, we can get you the financing that you need. Low-rate loans


Title loan

C.A.I Financial makes your auto title loan process quick, easy and simple. Bring your vehicle into one of our office locations, then one of our friendly and knowledgeable auto title loan experts examines it and determines its value.

Contact us

C.A.I. Financial is now answering calls 24/7
Lowest interest rate in Canada

1-855-457-2226, 780-458-2226
Don’t let unexpected bills stress you out. We can help!
Get a little extra cash for that upcoming vacation.
Fund the cost of a renovation for your home or business.